Travel Insurance

Travel is one of life's greatest joys, but even the most carefully planned trip can get sidetracked by unforeseen events. Whether it's lost luggage, delayed or canceled flights, or need of medical assistance, an unexpected mishap can turn your trip into a taxing experience. HORA RENTALS offers travel insurance plans designed to protect you and make sure your stay is memorable for all of the right reasons.

Coverage Overview

Our range of plans include:

Trip interruption coverage
Theft of baggage and personal effects
Accident coverage
Emergency travel and health services

How to Purchase

To purchase coverage, visit HORA RENTALS Travel Insurance.

Follow these steps:

Select your country of origin (primary residence)
Select destination in the next dropdown
Select "Travel Insurance" in the dropdown on the top right of the page
Enter all your contact information
Enter Destination Name as Miami Beach Florida
Fill out remaining address fields of destination (5225 Collins Ave, Miami Beach, FL 33140)
In the Coverage Amount field, enter the amount (all expenses) you want covered under this policy. For example, to cover the price of your flights, vacation rental property, or other non-refundable travel expenses totaling $3,000, enter $3,000 into the Coverage Amount field
In the Booking Number field, use your last name followed immediately by the current year (e.g., Smith2020)
Set Booking Date to today's date
Enter your travel dates in Start Date and End Date fields
Click Calculate Coverage Total (blue button)
In the Referral Partner Name and Referral Partner ID/Code fields, enter "Hora Management"
Enter your billing information and submit

You will receive a confirmation email with full coverage details. Please let us know when this is complete by sending an email to info@horarentals.com.

For detailed policy information, visit https://horamgmt.rentalguardian.com/available-products.html.

COVID-19 Coverage

For coverage questions regarding COVID-19, see https://insurestays.com/faqs-covid-19/.

Covered:

Sickness: positive for COVID-19 - Quarantined by medical professional (with documentation) - Loss of family member or traveling companion

NOT Covered:

Travel restrictions due to government closure - Fear of traveling due to COVID-19

Benefits and Limits

Benefit Limit Per Reservation Trip Cancellation 100% of Trip Cost up to $100,000 Trip Interruption 100% of Trip Cost up to $100,000 Trip Delay $600 (Minimum 6 hours delay) Baggage/Personal Effects $1,000 ($300 per article limit, $500 combined maximum for valuables) Baggage Delay (Outward Journey Only) $1,000 (Minimum 12 hours delay) Accidental Death & Dismemberment $25,000 Emergency Accident and Sickness Medical Expense $25,000 Emergency Dental $500 Emergency Medical Evacuation/Repatriation of Remains $250,000 Sports Equipment Rental $1,000 Lost Skier Days $1,000 Emergency Travel Assistance with Limited Concierge Included

Program Details

This Travel Protection Program is for US Residents traveling to US-based and international locations (not subject to published travel restrictions). The Play Travel Protection Program is underwritten by Nationwide Mutual Insurance Companies and Affiliated Companies, Columbus, OH.

Program Limitations:

Maximum Trip Cost: $100,000
Maximum Length of Trip: 90 days
Cost: 7% of Reservation Total

Pre-existing Condition Exclusion: A loss caused by or resulting from a pre-existing condition shall be excluded, unless: (a) the policy is purchased within 14 days of your initial trip deposit; (b) the booking for the covered trip is the first and only booking for this travel period and destination; and (c) you are not disabled from travel at the time you pay the premium.

All references to currency are in United States dollars.

This schedule is only a partial summary of your coverage benefits and may vary by state. Your coverage benefits, including any exclusions, conditions, and limitations, are described in full in the policy document, a copy of which will be emailed or mailed to you upon purchase. If you do not receive a copy or want a replacement, please call (843) 286-5144 or email playtravel.nw@insurestays.com.

This program is provided only via licensed agents or authorized referral affiliates.